:root {
  --navy: #0c2638;
  --navy-deep: #091c29;
  --gold: #d8bd78;
  --ink: #172630;
  --muted: #5e6b73;
  --paper: #f7f5f0;
  --line: #d9d6ce;
}

* {
  box-sizing: border-box;
}

html {
  background: var(--paper);
}

body {
  min-width: 0;
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

a {
  color: inherit;
}

:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 4px;
}

.shell {
  width: min(100% - 2rem, 1180px);
  margin-inline: auto;
}

.site-header,
.site-footer {
  background: var(--navy-deep);
  color: #fff;
}

.header-inner,
.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.header-inner {
  min-height: 96px;
}

.logo-link {
  display: inline-flex;
  border-radius: 2px;
}

.logo-link img {
  display: block;
  width: min(220px, 52vw);
  height: auto;
}

.market-link {
  padding: .75rem 1rem;
  border: 1px solid rgba(255, 255, 255, .45);
  border-radius: 999px;
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .1em;
  text-decoration: none;
  text-transform: uppercase;
}

.market-link:hover {
  border-color: var(--gold);
  background: rgba(255, 255, 255, .08);
}

.policy-hero {
  padding: clamp(4rem, 9vw, 7rem) 0 clamp(3rem, 6vw, 5rem);
  background: var(--navy);
  color: #fff;
}

.policy-shell {
  width: min(100% - 2rem, 780px);
  margin-inline: auto;
}

.eyebrow {
  margin: 0 0 1rem;
  color: var(--gold);
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .22em;
  text-transform: uppercase;
}

h1,
h2 {
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 400;
}

h1 {
  margin: 0;
  font-size: clamp(3rem, 8vw, 5.75rem);
  line-height: .98;
}

.effective-date {
  margin: 1.25rem 0 0;
  color: rgba(255, 255, 255, .76);
  font-size: .9rem;
  font-weight: 700;
}

.intro {
  max-width: 660px;
  margin: 2rem 0 0;
  color: rgba(255, 255, 255, .86);
  font-size: clamp(1.05rem, 2vw, 1.25rem);
  line-height: 1.65;
}

.policy-content {
  padding-block: clamp(3rem, 7vw, 6rem);
}

.policy-content section + section {
  margin-top: 2.75rem;
  padding-top: 2.75rem;
  border-top: 1px solid var(--line);
}

h2 {
  margin: 0 0 1rem;
  color: var(--navy);
  font-size: clamp(1.65rem, 4vw, 2.25rem);
  line-height: 1.15;
}

.policy-content p {
  margin: 0;
  color: var(--muted);
  font-size: 1rem;
  line-height: 1.75;
}

.policy-content p + p {
  margin-top: 1rem;
}

.policy-content a {
  color: #1b5c82;
  font-weight: 800;
  text-underline-offset: .18em;
}

.footer-inner {
  min-height: 112px;
  padding-block: 1.5rem;
  color: rgba(255, 255, 255, .75);
  font-size: .78rem;
}

.footer-inner nav {
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem;
}

.footer-inner a {
  text-decoration: none;
}

.footer-inner a:hover {
  color: #fff;
}

@media (max-width: 600px) {
  .header-inner {
    min-height: 78px;
  }

  .market-link {
    padding: .65rem .75rem;
    font-size: .68rem;
  }

  .policy-hero {
    padding-top: 3.5rem;
  }

  .footer-inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 1rem;
  }
}